Construction Federal Credit Union: Indentify Verification Notice

NEWS YOU CAN USE: NEED MONEY FOR TUITION? CFCU HAS MONEY TO LEND AND A DESIRE TO HELP · REPORT LOST OR STOLEN CARDS TO (800) 754-4128 · CONSTRUCTION FEDERAL CREDIT UNION HAS A FIVE STAR SUPERIOR RATING WITH BAUER FINANCIAL (A NATIONAL BANK & CREDIT UNION RATING SERVICE) - THIS RATING STATES WE ARE SAFE, FINANCIALLY SOUND & OPERATING WELL ABOVE REGULATORY CAPITAL REQUIREMENTS. FIVE STARS IS THE HIGHEST RATING POSSIBLE ! ! www.bauerfinancial.com · REPORT LOST OR STOLEN CARDS TO (800) 754-4128 · As we prepare to celebrate the beginning of our "35th Year of Banking Made Better," we are offering our Members an additional 1% over our advertised yields, for the transfer of new IRA funds to CFCU ! ! Also, take 1/2 Point Off (- .50 bps) auto and small loans ! ! · The new CFCU Debit/ATM/VISA Card is accepted worldwide by millions of shops, hotels, airlines and merchants - everywhere VISA is accepted; purchases will be deducted directly from your checking account and there is no need to worry about interest or finance charges; you will have detailed records on every card transaction provided in Home Banking and on your checking account statement; full VISA protection on your purchases when you run your card as "credit" instead of a debit ! · REPORT LOST OR STOLEN CARDS TO (800) 754-4128 · The CFCU ATM Card now works at 377 COSTCO locations nationwide - surcharge FREE ! · Our Auto Bill Pay System is now FREE to ALL MEMBERS ! · CFCU now provides ALL MEMBERS with instant FREE access to front & back of ALL checks in online Home Banking ! · Set up Direct Deposit today & receive a $50.00 bonus as our "Thank You" for your business (certain terms and restrictions apply***) ! · Invest with CFCU - our rates are GREAT ! · Apply for the all new CFCU Platinum VISA today - 6.87% APR ! · Your CFCU ATM Card now works at over 5,500 7-Eleven locations nationwide - surcharge FREE ! · REPORT LOST OR STOLEN CARDS TO (800) 754-4128 ·

Home Banking

Identity Security

On October 26, 2001, President George W. Bush, signed into law the USA Patriot Act. The purpose of this law is to help protect you, your family and our country from terrorism, by preventing terrorist financing. We want you to know that section 326 of this Act, requires our credit union to verify the identity of all new credit union members. We must also verify the identity of all members and non members, added as signatories to, and having access to new or existing deposit accounts and loans. We must also retain copies of documents used to verify your identity.

If you are an existing member, who joined the credit union before the USA Patriot Act rules became effective, we may also need to verify and retain copies of any documents used to verify your identity when you request a new deposit account, apply for a loan or are added as a signatory to a new or existing deposit or loan account.

We ask for your understanding as we work to support these efforts to maintain the security of your funds and our country. Please speak with a credit union staff member if you have any questions or concerns about our identification policies.

Construction Federal Credit Union is dedicated to helping you prevent identity theft, in accordance with Act 334.90.

REPORT LOST OR STOLEN CARDS TO (800) 754-4128.

The .PDF file found below, provides you with information on what you can do to fight identity theft.



	James M. Finn President & Chief Executive Officer

Branch Locations: Ann Arbor: 4687 Wastenaw, E of US-23 · Canton: 5810 N Sheldon Road, At Ford Rd. · Detroit-Eastside: 11190 Gratiot Ave., N. of Outer Drive · Detroit-Northwest: 18463 Livernois, S. of 7 Mile Rd. · Garden City: 30094 Ford Road, W. of Middlebelt · Grandville: 3022 28th Street SW, E. of Ivanest · Jackson: 1238 McDevitt Ave., at Draper in Vandercook Lake · Kalamazoo: 6286 S. Westedge, Southland Mall in Portage · Lansing: 6250 S. Cedar Street, N. of I-96 · Livonia: 33036 W. 7 Mile, E. of Farmington Rd. · Madison Heights: 1419 W. 14 Mile Road, W of I-75 · Novi: 41690 W. 10 Mile Road, NW Corner Meadowbrook · Redford: 25489 Grand River, N. of 7 Mile Rd. · Riverview: 19040 W. Fort Street, at Sibley · Rochester Hills: 925 E. Auburn, NW Corner of John R · Southfield: 23647 Greenfield Rd, between 9&10 Mile Rd. · St. Clair Shores: 31065 Harper, at 13 Mile · Sterling Heights: 43722 Schoenherr, NE Corner of Canal · Taylor: 22605 Ecorse Road, E. of Telegraph · Walker: 3286-0 Alpine NW, N of I-96 · Waterford: 5150 Highland Road (M-59), NW Corner of Crescent Lake Rd.