| Savings and Certificate Programs | ||
| Effective Date: Wednesday, May 21st, 2025 | ||
| Program | Required Investment | Annual Percentage Yield |
| Passbook Savings ++ | $2,500 | .10% |
| Checking + . | $2,500 | .10% |
| Passbook IRA Savings | $25 | .10% |
| 6 Month Certificate of Deposit | $2,500 | 4.15% |
| 6 Month IRA Certificate of Deposit | $2,500 | 4.15% |
| 12 Month Certificate of Deposit | $2,500 | 4.05% |
| 12 Month IRA Certificate of Deposit | $2,500 | 4.05% |
| 18 Month Certificate of Deposit | $2,500 | 3.75% |
| 18 Month IRA Certificate of Deposit | $2,500 | 3.75% |
| 24 Month Certificate of Deposit | $2,500 | 3.50% |
| 24 Month IRA Certificate of Deposit | $2,500 | 3.50% |
| 36 Month Certificate of Deposit | $2,500 | 3.25% |
| 36 Month IRA Certificate of Deposit | $2,500 | 3.25% |
Deposit accounts must maintain a $2,500.00 balance to receive a monthly dividend. Assessed fees could affect annual yield. Up to 90 day penalty for early withdrawal on certificate of deposit accounts.
+The CFCU Debit VISA Debit Card has been blocked from being used at gas pumps due to a spike in card fraud that has been correctly identified as originating from gas pumps. The CFCU VISA Debit Card may be used inside with the cashier.
++ An overdraft transfer fee of $4.00 will apply after March 1, 2013. Overdrawn accounts are assessed a fee of $35.00 for each non sufficient funds occurrence.
• A service fee of $25.00 monthly will be charged to any account overdrawn more than 30 days.
Cashier's check = $2.00
AUTOMATED RESPONSE BANKING, TOLL FREE & EASY TO USE: 855-632-0398
EFFECTIVE OCTOBER 3, 2008: Your individual deposits are federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Section 343 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, provided temporary unlimited share/deposit insurance coverage on all non-interest bearing transaction accounts in federally insured credit unions and banks. As of January 1, 2013, this coverage reverts back to the permanent level of $250,000.00.
IRAs insured to at least $250,000.00 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
APY = Annual Percentage Yield
A tax shelter retirement plan.
