|Savings and Certificate Programs|
|Effective Date: Friday, December 1st, 2023|
|Program||Required Investment||Annual Percentage Yield|
As of 6/11/2018
|+ • Checking||$2,500.00||.10%|
|Pass Book Savings IRA||$1.00||.60%|
|1 Month Certificate||>10k||04%|
|2 Month Certificate||>10k||.11%|
|3 Month Certificate||<10k||1.20|
|3 Month Certificate||>10k||1.25|
|6 Month Certificate||<10k||1.20|
|6 Month Certificate||>10k||1.25|
|12 Month Certificate||<10k||1.25|
|12 Month Certificate||>10k||1.30|
|12 Month Jumbo Certificate||>100k||1.35|
|18 Month Certificate||<10k||.60%|
|18 Month Certificate||>10k||.67%|
|24 Month Certificate||<10k||.70%|
|24 Month Certificate||>10k||.73%|
|30 Month Certificate||<10k||.71%|
|30 Month Certificate||>10k||.75%|
|36 Month Certificate||<10k||.74%|
|36 Month Certificate||>10k||.77%|
Deposit accounts must maintain a $2,500.00 balance to receive a monthly dividend. Assessed fees could affect annual yield. Up to 90 day penalty for early withdrawal on certificate of deposit accounts.
+The CFCU Debit VISA Debit Card has been blocked from being used at gas pumps due to a spike in card fraud that has been correctly identified as originating from gas pumps. The CFCU VISA Debit Card may be used inside with the cashier.
++ An overdraft transfer fee of $4.00 will apply after March 1, 2013. Overdrawn accounts are assessed a fee of $35.00 for each non sufficient funds occurrence.
• A service fee of $25.00 monthly will be charged to any account overdrawn more than 30 days.
Cashier's check = $2.00
AUTOMATED RESPONSE BANKING, TOLL FREE & EASY TO USE: 855-632-0398
EFFECTIVE OCTOBER 3, 2008: Your individual deposits are federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Section 343 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, provided temporary unlimited share/deposit insurance coverage on all non-interest bearing transaction accounts in federally insured credit unions and banks. As of January 1, 2013, this coverage reverts back to the permanent level of $250,000.00.
IRAs insured to at least $250,000.00 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
APY = Annual Percentage Yield
A tax shelter retirement plan.