| Savings and Certificate Programs | ||
| Effective Date: Friday, December 1st, 2023 | ||
| Program | Required Investment | Annual Percentage Yield |
| DISCLOSURE INFORMATION: As of 6/11/2018 |
||
| Savings ++ | $2,500.00 | .10% |
| + • Checking | $2,500.00 | .10% |
| Pass Book Savings IRA | $1.00 | .60% |
| 1 Month Certificate | >10k | 04% |
| 2 Month Certificate | >10k | .11% |
| 3 Month Certificate | <10k | 1.20 |
| 3 Month Certificate | >10k | 1.25 |
| 6 Month Certificate | <10k | 1.20 |
| 6 Month Certificate | >10k | 1.25 |
| 12 Month Certificate | <10k | 1.25 |
| 12 Month Certificate | >10k | 1.30 |
| 12 Month Jumbo Certificate | >100k | 1.35 |
| 18 Month Certificate | <10k | .60% |
| 18 Month Certificate | >10k | .67% |
| 24 Month Certificate | <10k | .70% |
| 24 Month Certificate | >10k | .73% |
| 30 Month Certificate | <10k | .71% |
| 30 Month Certificate | >10k | .75% |
| 36 Month Certificate | <10k | .74% |
| 36 Month Certificate | >10k | .77% |
| IRA Jumbo | >100k | .87% |
Deposit accounts must maintain a $2,500.00 balance to receive a monthly dividend. Assessed fees could affect annual yield. Up to 90 day penalty for early withdrawal on certificate of deposit accounts.
+The CFCU Debit VISA Debit Card has been blocked from being used at gas pumps due to a spike in card fraud that has been correctly identified as originating from gas pumps. The CFCU VISA Debit Card may be used inside with the cashier.
++ An overdraft transfer fee of $4.00 will apply after March 1, 2013. Overdrawn accounts are assessed a fee of $35.00 for each non sufficient funds occurrence.
• A service fee of $25.00 monthly will be charged to any account overdrawn more than 30 days.
Cashier's check = $2.00
AUTOMATED RESPONSE BANKING, TOLL FREE & EASY TO USE: 855-632-0398
EFFECTIVE OCTOBER 3, 2008: Your individual deposits are federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Section 343 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, provided temporary unlimited share/deposit insurance coverage on all non-interest bearing transaction accounts in federally insured credit unions and banks. As of January 1, 2013, this coverage reverts back to the permanent level of $250,000.00.
IRAs insured to at least $250,000.00 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
APY = Annual Percentage Yield
A tax shelter retirement plan.
